Does Section 8 Do Credit Check

A credit check can help demonstrate whether an applicant has the ability to pay rent on time.

Does section 8 do credit check.

To even be considered to receive a voucher the individual must meet four basic criteria which includes their family status income level citizenship and eviction history. In 2018 upwards of 5 million people across the country lived in a. Also other affordable housing programs such as low income housing tax credit properties will likely have a credit score as a part of the approval process. The credit check may show you a list of employers who have also checked this tenant s credit recently although it does not mean they actually hired the applicant.

Tenants who are eligible for section 8 typically have to spend between 30 and 40 percent of their incomes on overall housing costs. This can include running a credit check. Hud only provides landlords with a section 8 applicant s current and prior landlord s contact information and if applicable a rundown of criminal activity. Your credit score will not have an affect on your eligibility to receive section 8 or public housing assistance.

For this reason hud allows landlords to screen prospective tenants. The department of housing and urban development doesn t check your credit when you apply for section 8 rental assistance but the property owner probably will. Therefore landlords must make sure section 8 tenants have a track record of paying their bills in full and on time. By undergoing the screening process a tenant may have his background and or credit checked.

A section 8 housing choice voucher supplements the cost of renting a house in the private sector. In the section 8 rap relocation acquisition policies and rent supplement programs owners may not establish a minimum income requirement for applicants. A screening process is often exactly the same as the one unsubsidized renters go through when applying for housing. Those housing costs include utility expenses.

The section 8 housing choice voucher program is a form of government rent assistance. Section 8 housing applicants will deal with private landlords if their application is approved. The section 8 program is run by hud. However once you receive a section 8 housing choice voucher prospective landlords will likely require a credit score as part of your background check.